SME lending, since 2022
Bridge yourshort-term capital needswith investorswho believe in you.
Fast-track your growth with quick capital from professional investors - no lengthy approval process, no red tape.
About us
Anthill P2P is a peer-to-peer (P2P) lending platform powered by AI-driven credit scoring and deal matching, offering a bridging solution to a wide variety of problems faced by SMEs
The deals are funded by a clubbing funds from Professional Investors who are keen to support the highly underserved SMEs across the GCC.
The platform serves both:
SMEs
Quick access to capital for problems that cannot be solved by banks in a short time-frame.
INVESTORS
A good diversification to their investment portfolios with our short-term high-yield deals across diverse sectors.
Who qualifies?
Borrower Eligibility Criteria
Particulars
Details
Length of Operations
At least 3–4 years
Revenue Threshold
US$ 5Mn per annum
Profit Margins
EBITDA Margin upwards of 10% per annum
Sector
Target sectors include, but not limited to Consumer Electronics, Manufacturing, IT Services, Trading, Healthcare, Retail, F&B, Digi tech, Airport Services, Water Bottling Plant, Portable Power provider, Travel & Tours etc.
Auditor Quality
Financial statements audited by top 40 audit firms
Credit Score
Min of 600 as per Pibcal Credit Bureau
Other Financial Covenants
- Debt to Equity < 3.0x
- Debt to EBITDA < 5.0x
- Current Ratio > 1.1x
Others
- Strong Business Model with strong cash flow visibility
- The need for the loan sought should be clear
- The loan sought should act like a bridge between the current need and a clearly identifiable liquidity event
Get in touch